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Pensacola Realty Masters Blog

Realty Masters is happy to present the following Pensacola area community and Pensacola real estate information! 

New Construction Builders in Pensacola
05-03-2022
Lindsay
Pensacola Real Estate
05-04-2022

new construction builders pensacola fl (Small)

We've compiled a comprehensive list of new construction home builders that are continuously building new homes in Escambia and Santa Rosa Counties in Northwest Florida. 

Production Builders 

Builder: D.R. Horton (http://www.drhorton.com/)

Flynn Built- https://www.flynnbuilt.com/ 

Builder: Henry Homes (http://www.henrycompanyhomes.com/)

Builder: Adams Homes (https://www.adamshomes.com/communities/florida/pensacola)

Builder: Thomas Home Corporation (http://thomashomescorp.com/)

Builder: Holiday Builders (https://www.holidaybuilders.com/)

 

Custom Builders 

South Bay Construction - https://southbayconstructionfl.com/ 

Owens Custom Homes- https://www.owenshomeconstruction.com/ 

Kevin Russell Builders- http://www.kevinrussellhomes.com/ 

Mack Custom Homes- https://mackcustomhomes.com/ 

 With so much new commercial and residential new construction in the area, the plethora of options involved in the new construction building process can be overwhelming for a prospective home buyer! We are here to help.

We are happy to help lead you whether you have a lot picked out to design and build a home custom to you, or find a new construction home in a newly developed neighborhood. Pensacola is growing at exponential rates and the builder are working hard to meet the supply and demand levels. Give one of our agents a call today for assistance with your BRAND NEW DREAM HOME.

Pensacola Community Resources for Homeowners
04-22-2022
Nicole St Aubin
Pensacola Community
04-22-2022

pensacola community links

New to the Pensacola area or not sure where to go for Pensacola area information? We've compiled a list of Pensacola area resources for homeowners to assist with finding solutions to common questions and situations in our community. From a lost dog to a gas leak, the links below will help you. Reach out to the resources below for more information. 

Escambia County Resources

Santa Rosa County Resources

Wildlife And Other Resources

Considerations before Getting Solar Panels in the Pensacola Area
11-05-2021
Nicole St. Aubin
Owner Education
05-03-2022

pensacola solar energy a hidden cost

Considerations before Getting Solar Panels in the Pensacola Area

The use of Solar panels becoming more popular as more people are working from home and looking for ways to save money and get tax rebates. As citizens of Earth, we are more concerned than ever about our carbon footprint and the impact we will leave behind on the earth. Since Hurricane Sally, we’ve seen a lot of new roofs comes on and an explosion in the Solar Energy market in Pensacola. We’ve heard mixed reviews on the subject and wanted to bring you some perspectives from those in the real estate, insurance, and construction industry to help with your decision of whether or not to invest in solar energy for your Pensacola area home or business.  

There are several types of solar energy systems. For the purpose of this article, we’re talking about solar panels placed on the roof.

Benefits of Solar

Obviously, the main benefit of solar panels is to save money on your monthly energy bill. In many cases, the electricity bill can be mostly or significantly eliminated through the use of solar panels.   Keep in mind, if you finance your solar panels, you will be paying a monthly bill regardless, just to finance the solar panels.

There may be certain tax advantages, rebates, and opportunities to sell additional energy to the grid. These vary by location and time, so definitely ask your solar representative about these items.

Solar panels are environmentally friendly and a renewable source of energy. Solar energy helps to reduce gasses and fossil fuels created by traditional power sources.

Google Project Sunroof provides an estimated solar savings from Google Earth Imagery. Check it out here: https://sunroof.withgoogle.com/

The software analyzes the size of your roof available for solar panels and the hours of usable sunlight per year. It’s pretty cool, but remember, this is just an estimate based off old google map imagery and not an accurate source.

Hidden Costs of Solar

We are learning that the saving might be offset by higher insurance rates. Some insurance companies will not write policies at all, some will write a policy under certain conditions and some will include them in general policy. It seems a common issue the insurance companies have is the selling back of electricity. Many of the sales representatives for the solar companies use the idea that the company will buy back unused power, however, the insurance companies are saying that changes the home to a business. 

It is also our understanding that the lien placed on the home for the equipment must be paid off prior to or at closing and is not usually transferable to a new homeowner.

Additionally, home appraisers are not assigning any significant value to the solar equipment on your home, even if it’s paid off.

We’ve also spoken to several roofers and they have a negative opinion of solar panels. Unfortunately, the solar panels are attached to roof by nails. This can of course cause roof issues if not installed properly, over time, or in the event of a high wind event. Roofers are not remove solar panels from a roof so the solar company will have to come out to remove the panels in order to have your roof assessed or repaired/replaced. Some contracts include a one-time removal and storage off site while your roof is being repaired (assuming the panels didn’t get damaged) Since we are in Florida and highly susceptible to strong tropical winds, we recommend you discuss what happens if the panels are damaged in a storm and what type of warranty is offered on a solar system before purchasing.

Pensacola Solar Companies

If you do decide to go through with solar panels, it can be hard to decide which company to use. We recommend interviewing at least two companies. Here is a list of the top rated Solar Companies in the Pensacola area:

Meraki Solar, LLC   https://merakisolutions.com/

Suncor Solar  https://www.suncorsolar.com/

Compass Solar Energy https://compasssolar.com   

You can request a free quote on many of their websites!

Hurricane Preparedness Tips
06-30-2021
Nicole St. Aubin
Tenant Education
04-18-2022

Hurricane preparedness

If you have been watching the weather reports lately you probably know that we have already had the first named storm this year.  Back in May, the National Hurricane Center had a preparedness week so if we are to get a hurricane we will be prepared. Did you prepare? Here's a list of ways you can do so now. 

Determine your Risk- use the time now before there is a threat to learn your flood zone and evacuation zone so if a storm comes you will have plenty of time to make an educated decision to stay or leave. https://myescambia.com/apps/knowyourzone/

You can also check out flood risk zones on this map: https://floodfactor.com/ 

Develop an Evacuation Plan- If a storm comes and you will need to evacuate, it's best to have a few plans in place on where you will go. Depending on the storm, you might want to stay with locals that might be in a safer area. Consider your family or friend's homes. Another very important thing to consider is your pets! If you have pets it is a good idea to go ahead and research hotels that you can go to so you can take your pets with you. If you have to evacuate, do not leave your pets behind. 

Assemble Disaster Supplies- Even if you made a kit last year it is always a good idea to take it out and ensure your supplies are still in working condition. If you do not know what to pack into your kit check out this helpful link:  https://flash.org/peril_inside.php?id=84

The home - This is a great opportunity to go around the home and see if there are any limbs that need to be cut away from the home or any dead trees that might become a hazard. If you have patio furniture or lawn items remember that they will need to be able to be safely stored during a storm so plan on where you would put those items. 

Complete a Written Plan - Having a written plan can be very helpful when you are under stress so you will not forget. Let someone that is not in the impact area know what your plan is.

Remember, Hurricane Season runs from June 1st through November 30th with the majority of severe storms in August and September. It's never to late to prepare. 

Comparing Pensacola with Other Florida Markets
03-11-2021
Nicole St. Aubin
Owner Education
05-03-2022

comparing Pensacola with other florida markets

 We have been hearing a lot of comments about the increased costs of housing in the area. Comments such as "Housing is getting too expensive in Pensacola!" are all too common. While both rental rates and sales prices are increasing in Pensacola, the Pensacola area is still considered to be affordable compared to other cities, especially other cities in Florida.  We decided to research what similar houses cost around Florida and provide you with data on comparing the costs of living amongst popular Florida metropolitan areas.

See the data below comparing different markets in and around Florida. As you can tell, even with increased prices and inventory lows, Pensacola still ranks among some of the most affordable markets in Florida.

Comparing Florida Real Estate Markets:

Florida Metro Average Sales Price Median Sales Price Median Time to Sell

Pensacola

  • $263,397 Average Sales Price
  • $231,000 Median Sales Price
  • 91 days Median Time to Sell

Crestivew/ FWB & Destin

  • $509,200 Average Sales Price
  • $279,900 Median Sales Price
  • 92 days Median Time to Sell

Tallhassee

  • $257,259 Average Sales Price
  • $231,500 Median Sales Price
  • 81 days Median Time to Sell

Orlando/ Kissimmee/ Sanford

  • $326,044 Average Sales Price
  • $280,000 Median Sales Price
  • 78 days Median Time to Sell

Miami- Fort Lauderdale - West Palm Beach

  • $547,362 Average Sales Price
  • $370,000 Median Sales Price
  • 98 days Median Time to Sell

Tampa- St. Petersburg- Clearwater

  • $300,609 Average Sales Price
  • $248,500 Median Sales Price
  • 77 days Median Time to Sell

*Data provided from SunStat Reports from Florida Realtors

Are you interested in purchasing a home in the Pensacola area? Our Realtors can help you whether you are looking to lease or buy. Give us a call or email us today for more information.  

Easy Steps to Buying your First Home
02-26-2021
Mike Hamby
Pensacola Real Estate
05-03-2022

easy steps to buying your first home

Buying a home can be very overwhelming, especially in today’s market. You may be interested in purchasing but not know where to start. Here’s Pensacola Realtor Mike Hamby, Realtor, to discuss the steps for first time homebuyers to find buy a house!

 

  1.  You need a realtor to help you buy a house. The commission is paid by the seller so no cost to you to have a buyer’s agent represent you! Please do note, that some agents and companies may charge a buyer transaction fee so always ask your agent before choosing them if they charge a fee. Our agents do not! Now that that’s out of the way, you want to meet with your realtor to discuss your wants and needs.
  2. Your realtor will introduce you to trusted lenders who can get you pre-qualified for a loan.
  3. Start looking at homes! We will review pros and cons of the location, condition, and price.
  4. Found one you like? Make an offer. If it gets accepted, we move forward to inspections.
  5. Discuss the inspection results and remedies possible.
  6. The bank orders the appraisal to ensure the value matches the price you are paying.
  7. If all comes back well with the appraisal, you move to the next step with the lender which is the underwriting process.  
  8. The typical closing time in Pensacola takes about 45 days once you are under contract. Keep in mind, with the fierce competition in today’s market, it could take 3-5 months to find a house. It is typical to put in a few offers before anything gets accepted!  

This is a really simplified breakdown of the steps towards homeownership, but it does entail a lot more than this. That’s why it’s best to find a Realtor that you feel comfortable with and trust to help guide you through the process. If you are interested in purchasing a Pensacola area home and want more information, call or text Mike Hamby at Mike Hamby (850) 290-4745.

5 Tips to Buyers Purchasing in a Seller's Market
02-24-2021
David Keen
Pensacola Real Estate
05-03-2022

5 tips to buyers purchasing in a sellers market

There is no doubt about it- we are in a seller’s market. Inventory is down as much as 50%, and prices are up, which makes finding a home to purchase more challenging. It is not uncommon for Pensacola area sellers to get 10 or 15 offers upon putting their home on the market. Especially now, buyer’s need a little more than good luck to secure a nice home. Buyers (and us Realtors, too) are easily frustrated over the process of trying to secure a home. With the help of a good realtor and a lot of persistence, you can still find your dream home in the Pensacola area!

Here’s David explaining 5 quick tips for homebuyers to help navigate the seller’s market and get their offer accepted.

  1. Get a realtor who can communicate well with the other listing agent. This can help to find out what is important to the seller and strengthen you offer for negotiations.
  2. Consider an escalation clause to step above other offers.
  3. Consider what the offer will net and come with your own closing costs.
  4. Simplify the contract! Remove contingencies, consider a shorter inspection period, and limit repairs.
  5. Get a strong pre-approval and shop within your budget.

Reach out to David for help finding yours at (850) 375-7529 or email him David@PensacolaRealtyMasters.com

You can search Pensacola area homes for sale on our website here https://www.pensacola-gulfbreezehomes.com/ 

Pensacola Real Estate Sales Market Update
12-28-2020
David Keen
Pensacola Real Estate
04-21-2022

pensacola real estate market

After a rough year for many business and people due to Covid-19, it has become hard to find the positives for the year 2020. However, landlords and home owners can rejoice, because the real estate market has been absolutely exploding with growth. The market for Pensacola and the surrounding areas in general has been performing at all-time highs in many areas and all the positive indicators of a sellers’ market can currently be seen. 

The area is experience a housing shortage like many areas, but this shortage has only been magnified by the recent coming of Hurricane Sally. This unique situation is causing prices to soar, as options for buyers are limited.

  • First of all, the inventory we are experiencing is significantly lower than 2019. This time last year, the MLS had a total of 2,361 active listing for buyers to choose from. Today, the MLS currently has only 1134 homes that are actively for sale. The drop in supply is over 50% from 2019-2020 and this is causing prices to go up as buyers are working against multiple offers the first week the home goes on the market, in many instances.
  • To put things into perspective, the average sales price of homes in our area has gone up a whopping $46,000 from this time last year. Even the medium sales price has gone up $30,000 from last year at this time.
  • Not only are the prices going up, but even the average days on the market for sales has gone down significantly. Last year, the average time on the market before a home sold was 58 days. That number today, is down to just 41 days.  


Homes are truly selling for historically high prices, while closing in record time. All these factors make for a perfect opportunity for home owners to capitalize on their investments. If you have considered selling your home in the past, now may be the best time to capitalize on the market conditions. Even if you are just curious how much your home could sell for, we would be happy to give you our opinion on the value, while also, helping you weigh the pros and cons of selling. Give our sales office a call today to take advantage of the market today, before it’s too late. 

2020 Home Design Trends
07-13-2020
Lindsay
Owner Education
05-03-2022

Whats trending? 2020 home design trends

Nonwhite Kitchens- We all know that white kitchens have been all the rave for a very long time. While they are still popular we are seeing an increase in colored cabinets. Colors are ranging from soft greys and pastel blues to bold navy blues and black. Some are even combining the two tends with the colored lower and white upper cabinets.

Rustic/ Antique accents- Locally the “farmhouse” style seems to be the most popular the antique look goes beyond the country feel.  Antique lighting fixtures seem to be the most popular. The combination of new and old creates one of a kind spaces.

Bath Tubs- One of the biggest selling features in a home besides the kitchen is the master bathroom. The new trends are showing that more people prefer the freestanding tub. If you want to take it over the top you can even put the freestanding tub into the oversized shower like one of our recent sellers.

Bathroom Tiles- Like we mentioned before the Master Bathroom is a huge selling feature so many sellers are choosing to use bold tiles to leave an impression. While accent times have been around for a while these have taken it to the next level. In small bathrooms they are commonly seen on the floor while in the larger bathrooms you can find them on an entire wall.

Formal Dining- For a while we were seeing that the formal dining space was going away. It seems that trend may be coming to an end as more people are choosing to use the dining space as a staged room.

Maintenance and Use Tips for Septic Tanks
05-15-2019
Nicole St. Aubin
Tenant Education
04-22-2022

maintenance and use tips for septic tanks

Do you have a septic tank? The easiest way to determine if you have sewer or septic is by looking at your water bill. If you do not pay for sewer, you are likely on a septic tank! Being on a septic tank does save money each month, however, it requires certain care that sewer does not. 

If you have a septic tank, you should be following certain practices to ensure that you are not damaging the tank or drainfield lines. Here are some tips on septic tank systems! 

Be Careful What you Introduce into your Plumbing System
Never flush cat litter, disposable diapers, sanitary napkins, “flushable” baby wipes, dental floss, Qtips, tampons, paper towels, facial tissues, coffee grounds, or cigarette butts and filters. These items will clog your septic tank and cause a sewage back up!

Use Garbage Disposals Wisely
Do not ever put starchy or stringy vegetables such as celery, asparagus, artichokes, lettuce, potato peels, pasta, rice, egg shells or coffee grinds in the garbage disposal.

Do Not Pour Grease Down the Drain
Milk, cooking oils, grease, or anything that is liquid but solidifies into a solid can clog up your septic tank drainfields and pipes. These items should be placed into the trash.

Avoid Hazardous Chemicals
Varnish, paint, paint thinners, motor oils, gasoline and other similar chemicals can ruin your system and are a hazard to groundwater. Dispose of them properly.

Minimize Heavy Duty Cleaners
Overuse of heavy cleaners kills beneficial bacteria in the septic tank, so solids won't break down as well. Try using vinegar as alternative to chemicals when cleaning. 

Use Rid X monthly!
Using a powder, liquid, or gelpac septic tank treatment (like Rid-X or Draino Septic Tank) monthly to reduce your chances of a messy septic tank backup.

Do not Park on the Grass
Your septic tank is located in the yard. Parking on top can damage the tank.

Avoid Excessive Water Use on Rainy Days
On heavier rainy days, please do not wash clothes. As the ground is saturated with water, using excess water during heavy periods of rain fills the tank.

Promptly Report any Plumbing Issues
Dripping faucets and other leaks in the plumbing at your property can cause your tank to overfill. Promptly report any plumbing issues to our office. If you own your home, make sure to address any of these plumbing issues immediately. 

If you Rent, you Can be Charged for Causing a Septic Back Up
Should you disregard these instructions causing your tank to back up, you can be charged for the cost of septic tank pumping. It is expensive! Please be careful and mindful.

originally posted 11-29-2018

How to Find HOA Documents Rules and Regulations
05-15-2019
Nicole St. Aubin
Owner Education
05-03-2022

how to find hoa documents rules and regulations

Are you considering purchasing a property that has a homeowner’s association or condo association? Before you consider renting or buying a home in a covenant-enhanced community, you should be aware of and fully comprehend the rules that govern the community.

Florida law allows for certain disclosures to be made to home buyers when purchasing properties that have a homeowner’s association (HOA) or a condo association (COA). You should always request the governing documents of any association prior to purchasing your home. If you are selling your house, check the folder the title company gave you when you closed to possibly locate the documents. Unfortunately, many find themselves unable to locate the appropriate documents in time since the real estate market can move so quickly. Here are a few of our best tips on how to locate these documents.

Check with a HOA Management Company

If you know for a fact that the HOA or COA is professionally managed, check with some of the other homeowner association management companies in town to find out if they manage it or if they may know who does. If you happen to know someone who resides in the community, you can ask them who manages the community and they can surely point you in the right direction.

Conduct a Quick Internet Search

Sometimes, a quick Google search will reveal an association webpage, Facebook page, or a page on some other public forums like NextDoor, that will provide you with the information you need to contact the members of the association or Board of Directors.

Check County Records

Often times, the county has a record of these governing documents online. Always check with either Escambia County or Santa Rosa County if you are searching for a homeowner's association in the Pensacola area. 

Search the Division of Corporations

All associations should be registered with the Florida Department of State Divisions of Corporations. You can search their website here. While you will not find the documents here, you may find the contact listed as the registered agent or on the annual report. This will also show if the HOA or COA is still active or has been dissolved and changed to inactive which can happen from time to time. 

It is ultimately the responsibility of the owner of the property to provide the buyer or tenant with the governing documents and other necessary HOA information. It is best practice to be very familiar with all guidelines in order to make for a most peaceful environment and to enjoy your new home and new neighborhood to the fullest!

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Credit Scores: What are they and how to see yours for free!
05-15-2019
Realty Masters
Tenant Education
05-04-2022

credit scores

Credit Scores have vital information that lenders and other companies use to help decide the credit worthiness of consumers. Having good credit helps one make the large, important purchases in life like getting an auto loan or home mortgage. To most people, it is a mystery on how credit companies calculate your score and what information they are using. 

Realty Masters, like other property management companies, have some minimum criteria that renters have to qualify for to be approved - one of the big ones is your credit score. 

  • The First Step is knowing where to look:

There are many websites and services available to consumers to evaluate or monitor their credit score. The first step is finding out your score. One of the most widely used credit scores are FICO® Scores. Some great information is provided on FICO® Scores at http://www.myfico.com/credit-education/credit-scores/. Also, here is a little more information on credit scores directly from the FTC (Federal Trade Commission) that is valuable: https://www.consumer.ftc.gov/articles/0152-credit-scores.

  • The Second Step is knowing your score and monitoring it:

There are several companies and services that give you access to your credit score. There are websites, apps, and banking services that help consumers monitor their credit. Some of those cost money as an one-time fee or monthly subscription. 

You are eligible to get a free credit report every 12 months as authorized by the FTC.

There is a website where you can get access to all three of your major credit reporting companies – Equifax, Experian and TransUnion - https://www.annualcreditreport.com/index.action. It is important to know as the more times your credit is pulled, that also affects your score. The credit agencies vary slightly on how they score your credit and even each credit reporting company (like ours being Resolve) can come back with a slightly different score based on the criteria and which credit bureau they use. I know, it’s so confusing!

I understand it’s frustrating getting approved for a rental property without a rental history and a credit score, however, those are the only criteria we have to give to the owner as Fair Housing doesn’t allow us to tell the owners anything about our potential renters.

  • Tips on Improving your Credit Score:

    • Paying your bills on time

    • The % of available credit to the credit limit

    • How long you have had credit

Realty Masters is excited that we are now partnered with - Renttrack - Our new payment system allows for online payments at a discounted rate from Payclix and also allows you the opportunity to build your credit by reporting your rental payments to the credit agencies! 


  • Tenant Education
  • Pensacola Real Estate
  • Owner Education
  • Community
  • Pensacola Community
  • Real Estate Market
  • Military PCS Move to Pensacola
  • New Construction Builders in Pensacola
  • Considerations when Purchasing a Pensacola Multifamily investment
  • What Makes a Good Pensacola Investment Property
  • Buy and Hold Investment Strategy
  • Nicole St. Aubin
  • Lindsay
  • Pam Keen
  • Nicole
  • Nicole St Aubin
  • Erica Parker
  • Michelle
  • Mike Hamby
  • David Keen
  • Realty Masters
  • Rebekah
  • Carlin
  • Mitch Adcox