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Pensacola Realty Masters Blog

Realty Masters is happy to present the following Pensacola area community and Pensacola real estate information! 

Easy Steps to Buying your First Home
02-26-2021
Mike Hamby
Buying a Home
02-26-2021

Buying a home can be very overwhelming, especially in today’s market. You may be interested in purchasing but not know where to start. Here’s Pensacola Realtor Mike Hamby, Realtor, to discuss the steps for first time homebuyers to find buy a house!

 

  1.  You need a realtor to help you buy a house. The commission is paid by the seller so no cost to you to have a buyer’s agent represent you! Please do note, that some agents and companies may charge a buyer transaction fee so always ask your agent before choosing them if they charge a fee. Our agents do not! Now that that’s out of the way, you want to meet with your realtor to discuss your wants and needs.
  2. Your realtor will introduce you to trusted lenders who can get you pre-qualified for a loan.
  3. Start looking at homes! We will review pros and cons of the location, condition, and price.
  4. Found one you like? Make an offer. If it gets accepted, we move forward to inspections.
  5. Discuss the inspection results and remedies possible.
  6. The bank orders the appraisal to ensure the value matches the price you are paying.
  7. If all comes back well with the appraisal, you move to the next step with the lender which is the underwriting process.  
  8. The typical closing time in Pensacola takes about 45 days once you are under contract. Keep in mind, with the fierce competition in today’s market, it could take 3-5 months to find a house. It is typical to put in a few offers before anything gets accepted!  

This is a really simplified breakdown of the steps towards homeownership, but it does entail a lot more than this. That’s why it’s best to find a Realtor that you feel comfortable with and trust to help guide you through the process. If you are interested in purchasing a Pensacola area home and want more information, call or text Mike Hamby at Mike Hamby (850) 290-4745.

The Realty Masters of FL Team

#1 in Pensacola Property Management and Leasing!
Rental Office 4400 Bayou Blvd. #58B, Pensacola, FL 32503  (850) 473-3983 www.PensacolaRealtyMasters.com
Sales Office 4400 Bayou Blvd. #52B, Pensacola, FL 32503  (850) 453-9220 www.RealtyMastersofFlorida.com

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5 Tips to Buyers Purchasing in a Seller's Market
02-24-2021
David Keen
Buyer Tips
02-24-2021

There is no doubt about it- we are in a seller’s market. Inventory is down as much as 50%, and prices are up, which makes finding a home to purchase more challenging. It is not uncommon for Pensacola area sellers to get 10 or 15 offers upon putting their home on the market. Especially now, buyer’s need a little more than good luck to secure a nice home. Buyers (and us Realtors, too) are easily frustrated over the process of trying to secure a home. With the help of a good realtor and a lot of persistence, you can still find your dream home in the Pensacola area!

Here’s David explaining 5 quick tips for homebuyers to help navigate the seller’s market and get their offer accepted.

  1. Get a realtor who can communicate well with the other listing agent. This can help to find out what is important to the seller and strengthen you offer for negotiations.
  2. Consider an escalation clause to step above other offers.
  3. Consider what the offer will net and come with your own closing costs.
  4. Simplify the contract! Remove contingencies, consider a shorter inspection period, and limit repairs.
  5. Get a strong pre-approval and shop within your budget.

Reach out to David for help finding yours at (850) 375-7529 or email him David@PensacolaRealtyMasters.com

You can search Pensacola area homes for sale on our website here https://www.pensacola-gulfbreezehomes.com/ 

The Realty Masters of FL Team

#1 in Pensacola Property Management and Leasing!
Rental Office 4400 Bayou Blvd. #58B, Pensacola, FL 32503  (850) 473-3983 www.PensacolaRealtyMasters.com
Sales Office 4400 Bayou Blvd. #52B, Pensacola, FL 32503  (850) 453-9220 www.RealtyMastersofFlorida.com

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2020 Home Design Trends
07-13-2020
Lindsay Scapecchi
Design Trends
07-13-2020

Whats trending? 2020 home design trends

Nonwhite Kitchens- We all know that white kitchens have been all the rave for a very long time. While they are still popular we are seeing an increase in colored cabinets. Colors are ranging from soft greys and pastel blues to bold navy blues and black. Some are even combining the two tends with the colored lower and white upper cabinets.

Rustic/ Antique accents- Locally the “farmhouse” style seems to be the most popular the antique look goes beyond the country feel.  Antique lighting fixtures seem to be the most popular. The combination of new and old creates one of a kind spaces.

Bath Tubs- One of the biggest selling features in a home besides the kitchen is the master bathroom. The new trends are showing that more people prefer the freestanding tub. If you want to take it over the top you can even put the freestanding tub into the oversized shower like one of our recent sellers.

Bathroom Tiles- Like we mentioned before the Master Bathroom is a huge selling feature so many sellers are choosing to use bold tiles to leave an impression. While accent times have been around for a while these have taken it to the next level. In small bathrooms they are commonly seen on the floor while in the larger bathrooms you can find them on an entire wall.

Formal Dining- For a while we were seeing that the formal dining space was going away. It seems that trend may be coming to an end as more people are choosing to use the dining space as a staged room.

The Realty Masters of FL Team

#1 in Pensacola Property Management and Leasing!
Rental Office 4400 Bayou Blvd. #58B, Pensacola, FL 32503  (850) 473-3983 www.PensacolaRealtyMasters.com
Sales Office 4400 Bayou Blvd. #52B, Pensacola, FL 32503  (850) 453-9220 www.RealtyMastersofFlorida.com

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Pensacola Real Estate is Selling!
06-16-2020
Nicole St. Aubin
Real Estate
06-16-2020

Pensacola real estate

Prices are up. 📈

Interest rates and inventory are down. 

It's what every seller wishes for when they are ready to sell. 

We are still selling houses. If you have been holding off on listing your home due to COVID, reconsider! Call us to discuss this more or send us a message here.

The Realty Masters of FL Team

#1 in Pensacola Property Management and Leasing!
Rental Office 4400 Bayou Blvd. #58B, Pensacola, FL 32503  (850) 473-3983 www.PensacolaRealtyMasters.com
Sales Office 4400 Bayou Blvd. #52B, Pensacola, FL 32503  (850) 453-9220 www.RealtyMastersofFlorida.com

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Free Credit Reports Weekly through April 2021
04-23-2020
Nicole St. Aubin
Free Credit Reports
06-04-2020

get your free credit report

It has just been announced that all three credit bureaus- Experien, Equifax, and Transunion- are now offering consumers weekly access to their credit reports through April 2021.

This unprecedented opportunity arose from certain provisions in the CARES Act and as a response to the COVID-19 pandemic as a way for consumers to monitor and protect their financial health. 

So how do you take advantage of this? Visit www.annualcreditreport.com to request copies of your free credit report. Once there, claim the "Request your free credit reports." 

You will be able to access all three credit reports after entering your personal information and verifying some security questions. The security questions range from personal information to verifying monthly payments and accurate open accounts on your reports. Once you are able to view the report, you should print a copy or save each report before exiting the screen. While this report will show you a ton of information about your credit, you do not receive your credit score for free. 

It is more important now than ever to understand your credit score. In order to improve your credit score, you have to be knowledgable into what makes up a credit score and what actions can be taken to improve your credit. Because of COVID-19, our sales team is now offering credit repair help to clients who are interested in purchasing a house but need a boost in their credit in order to be able to do so. If you are interested in taking control of your credit and learning how to improve it, request a copy of our Credit Repair Guide here. 

The Realty Masters of FL Team

#1 in Pensacola Property Management and Leasing!
Rental Office 4400 Bayou Blvd. #58B, Pensacola, FL 32503  (850) 473-3983 www.PensacolaRealtyMasters.com
Sales Office 4400 Bayou Blvd. #52B, Pensacola, FL 32503  (850) 453-9220 www.RealtyMastersofFlorida.com

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Pensacola List of County Maintained Roads
05-15-2019
Nicole St. Aubin
Roads
07-16-2019

Pensacola County Owned Roads

If you're looking to purchase a property in the Pensacola area, you need to consult this list of Escambia County Maintained Roads provided by the Escambia County Roads 

Buyers who secure VA and FHA financing may not be able to purchase a home on a privately owned and privately maintained road. If a road is privately owned, it is also privately maintained. 

Here is the link to search roads in Escamba County to see if they are county owned and maintained or privately owned and maintained. https://myescambia.com/our-services/public-works/roads/county-maintained-roads  

Always check with your lender before moving forward with a privately maintained road to be sure the property qualifies for financing. Even if you're not securing a loan and are paying cash, you should research the road situation before proceeding.

  • Reach out to the county for questions.
  • A title company may be able to assist as well.
  • Research to see if there is a maintenance agreement in place.
  • Make sure the maintenance agreement is easy to understand and well defined.
  • What happens if homeowners do not pay their part?
  • Is there language in the agreement to file a lien?
  • When was the last time maintenance was performed on the road?
  • Check to see if there are any other easements. 

Of course, the county website comes with a disclaimer of no warranties, so it's best to verify the status of the each rather than relying on the list of county maintained roads on the website. 

"This road list is maintained for internal use by the Escambia County Engineering Department. Pursuant to Chapter 119, Florida Statutes, the road list is a public record that is available for inspection and copying by any person. While the Engineering Department strives to ensure that this list is current and accurate, Escambia County provides no warranties, expressed or implied, for the information contained in the road list. Under Florida law, Escambia County is not liable for errors or inaccuracies in its public records. Accordingly, persons who view the road list are strongly encouraged to verify the accuracy of the information with other sources."

For information about Santa Rosa County roads including the cities of Gulf Breeze, Navarre, Milton, and Pace, reach out to Santa Rosa County Public Works at (850) 981-5500.

Realty Masters of FL~ (850) 473-3983
4400 Bayou Blvd. #58B, Pensacola, FL 32503
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originally posted 08-17-2017

To Do List for First Time Home Buyers
05-09-2019
Nicole St. Aubin
Buying a Home
07-16-2019

originally posted 05-09-2016

First Time Home Buyer To Do List

If you are interested in purchasing your first home and are unsure where to start, this To Do List is for you! Provided by the Florida Realtors, this checklist gives you a good idea of the steps to purchasing a home. 

First Time Home Buyer To Do List

The first steps are critical- saving money for your down payment and improving your credit score so you can get a better interest rate.  If you need help with tips on how to improve your credit, check out this article

Of course, you need a great Realtor, so if you are ready to get more information about buying your first home in the Pensacola, Florida area, give Pam or David a call at Realty Masters (850) 473-3983 or email David@PensacolaRealtyMasters.com with your list of questions! We look forward to working wth you. 

Realty Masters of FL~ (850) 473-3983
4400 Bayou Blvd. #58B, Pensacola, FL 32503
#1 in Pensacola Rental Houses & Apartments
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