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Pensacola Realty Masters Blog

Realty Masters is happy to present the following Pensacola area community and Pensacola real estate information! 

3 Easy New Year Resolutions for your Home
01-18-2022
Michelle
Tenant Education
04-18-2022

3 new year resolutions for your home

Declutter.

Every year we find ourselves accumulating things in drawers and cabinets that we never use and even forget we own. This new year, make one of your resolutions to get rid of items in your home that you do not use, are broken, or do not bring you happiness. Having a lot of clutter in your home can make things feel messy and drain your energy; donating items is a great way to get rid of your unwanted but usable items without feeling wasteful.

Shrink your bills by going green.

Trying a more Eco-Friendly way of living does not have to mean expensive purchases like solar panels. You can try these simple and inexpensive changes to your home life to try to lower your carbon footprint as well as save on your bills!

Switch off all lights before leaving your home. (This one seems like a little thing, but can make a big difference!)

Switch to LED lights. LED lights use much less energy than the normal light bulb, have a longer lifespan, and are more cost-effective.

Clean and replace air filters regularly. If your air filter is dirty, your AC is more than likely working twice as hard to keep your home cool or warm, almost doubling your electric bill and also damaging your AC unit. A greener and more cost efficient option for the normal air filters is getting a washable air filter instead. Eco Plus makes affordable washable air filters and can be found in various sizes at your local Home Depot.

Work out a cleaning system to keep your home tidy.

We all love the feeling of a clean home, but working up the energy to clean a messy home is hard! Trying to put together a set daily, weekly, and monthly cleaning schedule can make cleaning your home so much easier and less tedious. Here is a link that can help you to create the ideal cleaning schedule for you.

Easy Steps to Buying your First Home
02-26-2021
Mike Hamby
Pensacola Real Estate
05-03-2022

easy steps to buying your first home

Buying a home can be very overwhelming, especially in today’s market. You may be interested in purchasing but not know where to start. Here’s Pensacola Realtor Mike Hamby, Realtor, to discuss the steps for first time homebuyers to find buy a house!

 

  1.  You need a realtor to help you buy a house. The commission is paid by the seller so no cost to you to have a buyer’s agent represent you! Please do note, that some agents and companies may charge a buyer transaction fee so always ask your agent before choosing them if they charge a fee. Our agents do not! Now that that’s out of the way, you want to meet with your realtor to discuss your wants and needs.
  2. Your realtor will introduce you to trusted lenders who can get you pre-qualified for a loan.
  3. Start looking at homes! We will review pros and cons of the location, condition, and price.
  4. Found one you like? Make an offer. If it gets accepted, we move forward to inspections.
  5. Discuss the inspection results and remedies possible.
  6. The bank orders the appraisal to ensure the value matches the price you are paying.
  7. If all comes back well with the appraisal, you move to the next step with the lender which is the underwriting process.  
  8. The typical closing time in Pensacola takes about 45 days once you are under contract. Keep in mind, with the fierce competition in today’s market, it could take 3-5 months to find a house. It is typical to put in a few offers before anything gets accepted!  

This is a really simplified breakdown of the steps towards homeownership, but it does entail a lot more than this. That’s why it’s best to find a Realtor that you feel comfortable with and trust to help guide you through the process. If you are interested in purchasing a Pensacola area home and want more information, call or text Mike Hamby at Mike Hamby (850) 290-4745.

5 Tips to Buyers Purchasing in a Seller's Market
02-24-2021
David Keen
Pensacola Real Estate
05-03-2022

5 tips to buyers purchasing in a sellers market

There is no doubt about it- we are in a seller’s market. Inventory is down as much as 50%, and prices are up, which makes finding a home to purchase more challenging. It is not uncommon for Pensacola area sellers to get 10 or 15 offers upon putting their home on the market. Especially now, buyer’s need a little more than good luck to secure a nice home. Buyers (and us Realtors, too) are easily frustrated over the process of trying to secure a home. With the help of a good realtor and a lot of persistence, you can still find your dream home in the Pensacola area!

Here’s David explaining 5 quick tips for homebuyers to help navigate the seller’s market and get their offer accepted.

  1. Get a realtor who can communicate well with the other listing agent. This can help to find out what is important to the seller and strengthen you offer for negotiations.
  2. Consider an escalation clause to step above other offers.
  3. Consider what the offer will net and come with your own closing costs.
  4. Simplify the contract! Remove contingencies, consider a shorter inspection period, and limit repairs.
  5. Get a strong pre-approval and shop within your budget.

Reach out to David for help finding yours at (850) 375-7529 or email him David@PensacolaRealtyMasters.com

You can search Pensacola area homes for sale on our website here https://www.pensacola-gulfbreezehomes.com/ 

Pensacola List of County Maintained Roads
05-15-2019
Nicole St. Aubin
Pensacola Real Estate
05-04-2022

pensacola list of county maintained roads

If you're looking to purchase a property in the Pensacola area, you need to consult this list of Escambia County Maintained Roads provided by the Escambia County Roads 

Buyers who secure VA and FHA financing may not be able to purchase a home on a privately owned and privately maintained road. If a road is privately owned, it is also privately maintained. 

Here is the link to search roads in Escamba County to see if they are county owned and maintained or privately owned and maintained. https://myescambia.com/our-services/public-works/roads/county-maintained-roads  

Always check with your lender before moving forward with a privately maintained road to be sure the property qualifies for financing. Even if you're not securing a loan and are paying cash, you should research the road situation before proceeding.

  • Reach out to the county for questions.
  • A title company may be able to assist as well.
  • Research to see if there is a maintenance agreement in place.
  • Make sure the maintenance agreement is easy to understand and well defined.
  • What happens if homeowners do not pay their part?
  • Is there language in the agreement to file a lien?
  • When was the last time maintenance was performed on the road?
  • Check to see if there are any other easements. 

Of course, the county website comes with a disclaimer of no warranties, so it's best to verify the status of the each rather than relying on the list of county maintained roads on the website. 

"This road list is maintained for internal use by the Escambia County Engineering Department. Pursuant to Chapter 119, Florida Statutes, the road list is a public record that is available for inspection and copying by any person. While the Engineering Department strives to ensure that this list is current and accurate, Escambia County provides no warranties, expressed or implied, for the information contained in the road list. Under Florida law, Escambia County is not liable for errors or inaccuracies in its public records. Accordingly, persons who view the road list are strongly encouraged to verify the accuracy of the information with other sources."

For information about Santa Rosa County roads including the cities of Gulf Breeze, Navarre, Milton, and Pace, reach out to Santa Rosa County Public Works at (850) 981-5500.

originally posted 08-17-2017


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